Port City Mortgages is dedicated to helping its clients obtain the best mortgage financing, tailored to their specific requirements. With over fifty years of experience, we are committed to bringing you the highest level of service, professionalism and industry knowledge. We provide mortgage financing for purchases, pre approvals, refinances, renewals, investment properties, 2nd homes, new immigrant & non-resident, debt consolidations and commercial properties.

To ensure we can offer the lowest rates and have full access to all mortgage promotions, Port City Mortgages is affiliated with The Mortgage Group Atlantic. This enables us to take advantage of industry volume discounts and privileges.

Our mortgage brokerage services are free in most cases, we get paid a commission from the lender for bring them consistent business. In the rare occasion where fees will be charged, they will be disclosed up front and agreed upon beforehand. It is our mission to provide you service that far exceeds your expectations and deliver a mortgage not only that has the best interest rate but will also address your future potential financing requirements.

At Port City, the funding of your mortgage is only the start of our relationship.

Jeff Cassidy was born in England and immigrated to Saint John in 1982. He has been a licensed Mortgage Broker since 1993. After graduating from Simon Fraser University with a Bachelor of Arts degree, he further studied at UBC Sauder School of Business. After two years of working as a broker for The Equity Centre, he opened Cassidy Financial Services, a successful mortgage brokerage company in Vancouver. He has 29 years experience and has completed well over 6,000 mortgage transactions dealing in residential, new construction, commercial mortgages and developer project financing. He moved back home late 2012, upon his return he started Port City Mortgages, and quickly established it as Saint John’s premier mortgage brokerage company.

Jeff is available 24/7 to help you with all your mortgage questions. Please feel free to contact Jeff at 506-898-1600 or jeff@portcitymortgages.ca.

Pat Lockhart is a broker and financial consultant. She was formerly the Principal Broker with Centum Atlantic Mortgage Group Ltd. for 15 years. As a new member of The Mortgage Group (TMG), she will work under the umbrella of Port City Mortgages and owner, Jeff Cassidy. In this capacity she will specialize in purchases, refinances, as well as renewals for residential and commercial properties in the Saint John and Kings County area.

As a Financial Consultant, she works with several Financial Service Companies and can provide her clients with sound financial advice, as well as offering competitive discounted rates. In her new capacity with Port City Mortgages, she will provide an established network of related professionals such as: Realtors, Lawyers, Appraisers, Home Inspectors, and Insurers.

Pat is a member of the Mortgage Professionals Canada and has her Professional Designation AMP (accredited Mortgage Professional).

She has over 35 years in the Financial Service Industry along with her Mortgage Broker experience.

You can reach Pat by phone at 506-647-0240 or by email at pat@portcitymortgages.ca.

Joni Hamm is Jeff Cassidy’s assistant. She started working with Jeff in the spring of 2020. She has a background in administrative support going back 20 years with her education in this field from NBCC Saint John Campus. Born and raised in Saint John, she moved to Ottawa, Ontario for a period of 14 years before coming back to Saint John a few years ago. She is surrounded by family and friends here and is a music lover and movie nerd. She helps Jeff with the administrative side of the business and is here to make your experience go as smoothly and easily as possible while you work with Jeff. Her role is to keep the paper flowing between you and the financial institutions and to be there when you need administrative support too.

Joni is available by email at joni@portcitymortgages.ca. Otherwise, please feel free to call or text her at 506-647-7062.